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Facebook data is not useless for assessing credit risk. People with high credit scores are likely to be connected to each other via social networks. The conve
by kreilly 14y ago
Facebook data is not useless for assessing credit risk. People with high credit scores are likely to be connected to each other via social networks. The converse is likely also true.
Although it is controversial, banks seem to be starting to look at this.
- jiggy2011 14y agoThis would be easy to game and would also encourage snobbery "I'm not going to friend him , he's poor"