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Ask HN: What do you do for health insurance?
I've been paying for my own private health insurance policy since starting my company. About once every 6 months, I've gotten a notice that my premiums were going up "due to the rising cost of healthcare," to the tune of almost quintupling in price since I signed up 4 years ago.
This time it was too much. I'm looking into other options and I was wondering: what do the other HN self-employed do for health insurance?
- antidoh 14y agoAt the moment I go without. It seems like the "best" compromise would be to buy catastrophic/atmospheric insurance, and otherwise mostly go without. Have you looked at HMOs? It seems that would be contracting with the medical providers as partial insurance agents, rather than going through a pure middleman/gatekeeper insurance company.
- josephturnip 14y agoI haven't looked at HMOs, and I'm really skittish about the idea of going without. I'm currently thinking catastrophic + HSA. Though I'm in my mid-20s and generally in great shape, I've had a couple friends who had really serious medical problems, so I've got some availability bias working against me.
- deleted 14y ago[deleted]