6 ms·
The 4% rule is from the Trinity Study, which was based on a 15-30 year retirement: https://en.wikipedia.org/wiki/Trinity_study https://en.wikipedia.org/wiki/Tr
by lucaspm98 3y ago
The 4% rule is from the Trinity Study, which was based on a 15-30 year retirement:
https://en.wikipedia.org/wiki/Trinity_study https://en.wikipedia.org/wiki/Trinity_study
For an indefinite time period you'd need a 3-3.5% inflation-adjusted withdrawal rate depending on how many 9s you want in the portfolio survival rate.