I know that the criminals probably haven't caught up and this technology may not be widespread (so your argument holds) but... chip and pin is definitely broke

I know that the criminals probably haven't caught up and this technology may not be widespread (so your argument holds) but... chip and pin is definitely broken (defcon presentation) http://www.youtube.com/watch?v=JABJlvrZWbY http://www.youtube.com/watch?v=JABJlvrZWbY