They do not publish fraudulent data. They publish data provided by the credit grantors. If the credit grantors don't do their due diligence, that's on them, n

They do not publish fraudulent data. They publish data provided by the credit grantors. If the credit grantors don't do their due diligence, that's on them, not the CRA. And if credit grantors fail to due that due diligence often enough, they get kicked out.