Option (4) - People are anxious because they are aware of how good they have it and how far there is to fall if you have an illness/accident/bad luck. I "own"

Option (4) - People are anxious because they are aware of how good they have it and how far there is to fall if you have an illness/accident/bad luck. I "own" a house but damn I'm anxious because if I lose my job I can't make mortgage payments, etc, etc, etc