> The core problem is the lack of legal recourse That is indeed the crux and the big advantage that traditional fiat currency has. And I believe that this is w

> The core problem is the lack of legal recourse That is indeed the crux and the big advantage that traditional fiat currency has. And I believe that this is why crypto as a day-to-day currency won't surpase fiat. The centralised trust and the government authority and enforcement of fiat is what enables millions of people to pay and transact so easily with strangers.