Didn’t read the study but I don’t think 50% of Swedes having a whatever the name was savings account is “representative” but I’m not a Swede. I would think that

Didn’t read the study but I don’t think 50% of Swedes having a whatever the name was savings account is “representative” but I’m not a Swede. I would think that 50% is not randomly distributed. Like could that 50% be older and lower income, more likely to be recent migrants, etc… at least in America people who play the lottery are below average. I could read the paper, but I’m dubious it or any other study can answer this question to any degree of confidence, with much generalizability.