From the anthropology I've been reading, it seems that many societies got by with debt -- and complex forms of it! -- with no need for money. Especially becaus

From the anthropology I've been reading, it seems that many societies got by with debt -- and complex forms of it! -- with no need for money. Especially because of their long lives and stable communities, debt relations would be effective for elves. Money is only necessary in a society where a transaction is indeed transactional, independent from future relationship.