I use credit cards for all of my spending. One gives me 4% back on fuel, another 3x points on travel and dining, etc. Paying with cash/debit is less economical

I use credit cards for all of my spending. One gives me 4% back on fuel, another 3x points on travel and dining, etc. Paying with cash/debit is less economical because you forgo these rebates and incentives. I also pay my cards in full each month so there are no interest charges, just a few with annual fees that are more than covered by the card benefits.