It depends : I lost my card and someone found it, went to biggest/main branch of the bank in nuremberg and draw 100€ from cash desk ( this all happened in 3 ho

It depends : I lost my card and someone found it, went to biggest/main branch of the bank in nuremberg and draw 100€ from cash desk ( this all happened in 3 hours and yes, bank personal doesnt asked/checked identity ). When i found out i lost my card, i called the service line and blocked my card ( though confirmation, my card wasn't blocked ). After two week rush and paperwork i get my money back ( i know i lost my time but it was never about money ). There is always some chance to get your money back but the real problem is you're loosing your liquid that's why debit cards has daily/weekly limits.