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They use Swish: https://sverigesradio.se/artikel/hundreds-of-suspected-cocaine-buyers-revealed-in-sundsvall https://sverigesradio.se/artikel/hundreds-of-suspect

• demosito666 3y ago
  And again the same question: I have a friend who had to physically go to the restaurant to get a confirmation that he in fact had paid about $250 for dinner for six people and they then swished him back. How will you explain hundreds of transactions a month when you don't even have an official source of income?