5 ms·
Where did you find a savings account yielding 4%?
by blep_ 3y ago
Where did you find a savings account yielding 4%?
- lotsofpulp 3y agohttps://www.investopedia.com/best-high-yield-savings-accounts-4770633 https://www.investopedia.com/best-high-yield-savings-account... https://www.doctorofcredit.com/high-interest-savings-to-get/ https://www.doctorofcredit.com/high-interest-savings-to-get/
- was_a_dev 3y agoSome accounts in the UK have been offering 6+%
- seabass-labrax 3y agoThe best interest account listed on MoneySavingExpert.com is at 5%, with the condition that you do not withdraw within 3 years of a deposit. Presumably these 6% accounts have similar requirements?
- anonporridge 3y agoThis comment right here is part of why the banking crisis has just barely started. Tons and tons of people have their cash sitting in a shitty Chase savings account yielding 0.1%, while there are many FDIC insured banks offering at least 3% and up to 5%. As a critical mass of these people realize the options available, they'll rapidly move their money with online transfers causing more banks to collapse. The extremely rapid outflows are what killed SVB, Signature, and Republic who were screwed because they had too many low yielding treasuries because the Fed hiked rates so fast. I've been yielding over 3% in a Capital One savings account since last year.
- unclad5968 3y agoWhat cap one account do you have? Mine nets a whopping 0.3% APY
- kelnos 3y agoAccording to [0], the "360 Performance Savings" is at 3.75% now. [0] https://www.capitalone.com/bank/open-an-account/ https://www.capitalone.com/bank/open-an-account/
- netheril96 3y agoThe Fed interest rate is well above 4%. No doubt some banks are offering 4%.
- 0x457 3y agoMy Marcus by GS gives me 4.15% and Ally gives be 3.75%.
- nickthegreek 3y agoApple themselves have a 4% savings account and will also give you 0% on device purchases through their Apple Card.
- cypherpunks01 3y agoWealthfront Cash account is 4.55% at the moment
- tombert 3y agoNot exactly a “savings account”, but Treasury Bills have routinely beat 4% for quite awhile, nowadays getting upwards of 5.25% for 13 week ones. They can be purchased quite easily from the US treasury website, or investment sites like Fidelity.