I'd say a more accurate metaphor would be "I'm in debt and decided to ignore my biggest high interest loan in order to fully pay off my smallest low interest lo

I'd say a more accurate metaphor would be "I'm in debt and decided to ignore my biggest high interest loan in order to fully pay off my smallest low interest loan so I feel good about something" Sure it's good you have less debt but while you were resolving the small loan you were racking up massive interest on the big one