I would like to know more about those insurances, have they bought new ones? If so, are those really going to cover anything at all they would like to be covere

I would like to know more about those insurances, have they bought new ones? If so, are those really going to cover anything at all they would like to be covered? If there has been negligence, breach of duty or breach of trust in the past, why would a new insurance cover those?