One more healthcare note - I had a lapse in coverage between jobs and my state health exchange (Thanks Obama!) was ~1/2 the COBRA price. That's what was recomme

One more healthcare note - I had a lapse in coverage between jobs and my state health exchange (Thanks Obama!) was ~1/2 the COBRA price. That's what was recommended by my HR company at the job I was leaving. This was in CA, but similar situation in MA. Good luck!