4 ms·

Now, but maybe not in 30 years after inflation

• mouse_ 4y ago
  30 years is a lot for retired individuals..
• readthenotes1 4y ago
  The harshest test for the 4% rule was the 1970s. We might have been calling it The 6% rule otherwise...
• cpncrunch 4y ago
  You would have it invested somewhere that generates a return above inflation.
  • asdff 4y ago
    Some of these calculators (maybe all?) assume this wad of money you retire with is stored under your mattress.
    • Thorrez 4y ago
      Any example of a calculator assuming it's stored under a mattress? Here's[1] an article on the 4% rule, and it clearly is about invested money: > The rule applies to a hypothetical portfolio invested 50% in stocks and 50% in bonds. [1] https://www.schwab.com/learn/story/beyond-4-rule-how-much-can-you-spend-retirement https://www.schwab.com/learn/story/beyond-4-rule-how-much-ca...
• deleted 4y ago
  [deleted]