You're not in the United States, I presume, or have never been on work visa! In the States most important benefits (like healthcare) are tied to your employer,

You're not in the United States, I presume, or have never been on work visa! In the States most important benefits (like healthcare) are tied to your employer, no job means no health insurance. If you're out of job on work visa, then you either find a new job within (about) 2 weeks to sponsor new work visa or leave the country, abandoning everything you might have built. Unfortunately being unemployed, no matter your pay, is not an option for lot of people.