What about a car? You probably shouldn't finance a vehicle you can afford with current interest rates, and you may not want to give your debit card to a second

What about a car? You probably shouldn't finance a vehicle you can afford with current interest rates, and you may not want to give your debit card to a secondhand dealer for processing. While I do have fond memories of paying less than $10k for a beater, those days may not be coming back. In 10 years, high-end phones and computers could easily fall outside that limit too.