This post took me back to 1995 when I bought a PC from Best Buy on no interest payment plan, while FOB in US as a graduate student. I downloaded some primitive

This post took me back to 1995 when I bought a PC from Best Buy on no interest payment plan, while FOB in US as a graduate student. I downloaded some primitive VoIP App (don't recall the name, seem to remember something Intel had released) and instantly connected with someone in South Africa. This discussion very well captures the feeling I still vaguely remember from back then. PS: I forgot to pay off in time and I had to pay the full accumulated interest along with penalty at the end of the 18 months. Expensive lesson.