In CA, pre-Obama, an Insurer cannot deny an employee based on a pre-existing condition. I believe, The Health Care Act made that standard across the U.S. Some p

In CA, pre-Obama, an Insurer cannot deny an employee based on a pre-existing condition. I believe, The Health Care Act made that standard across the U.S. Some people with pre-existing conditions in CA used to form husband-wife companies to employ themselves and get Insurance.