The system is set up to avoid such shenanigans. If desired, the question is will they find a way to work around the rules. I agree with you, but then the trust

The system is set up to avoid such shenanigans. If desired, the question is will they find a way to work around the rules. I agree with you, but then the trust in the system would be greatly damaged. They might as well have two different interest rates / not pay IOR.