Hey I've got an idea, let's artificially restrict the flow of USD currency behind oligopolists, then double-dip and own the company that makes it slightly easie

Hey I've got an idea, let's artificially restrict the flow of USD currency behind oligopolists, then double-dip and own the company that makes it slightly easier to transact. Can I have a billion dollars now for inventing paypal cause I know HTML? I'm Peter Eat-your-meal, you should listen to what I have to say because I'm the smartest conman in the room.