I've found the opposite, though it likely depends on how "good" your insurance was. My COBRA was around $800/mo for a single person but that was essentially for

I've found the opposite, though it likely depends on how "good" your insurance was. My COBRA was around $800/mo for a single person but that was essentially for a zero deductible plan. I could get reasonable short term plans for about a quarter of that. As a healthy individual that was definitely the right choice for me, but if you have high utilization already it might not be for you.