5 ms·

I don't want some third party doing the bank transfer, just lets the banks 1:1

• organsnyder 4y ago
  You need a network of some sort, unless each bank has to maintain a direct interface with every other bank.
  • giovannibonetti 4y ago
    The central bank can do that. That's how it works for instant payments in my country (Pix payments in Brazil).
    • artificialLimbs 4y ago
      That seems even less appealing than the sideways system we have in the U.S. Is there any percent chance that the government doesn't wiretap all those transactions?
      • dudus 4y ago
        Tap on what sense? The government doesn't hide the fact that all this data can and will be used by the IRF equivalent in Brazil (Receita Federal) I would assume the same for any credit card payment in the US
• scarface74 4y ago
  Zelle is owned by the big banks. I wouldn’t call it a “third party”. In particular, it is owned by Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, Wells Fargo, and US Bank.