Private health insurance can be extremely expensive, especially if you have a chronic illness, or are over age 40. I buy my own as a freelancer; the monthly pre

Private health insurance can be extremely expensive, especially if you have a chronic illness, or are over age 40. I buy my own as a freelancer; the monthly premiums for even a basic plan are extortionate. There are government subsidies for lower income people, but many tech freelancers earn too much to qualify.