? The future value of money is discounted by inflation and the opportunity cost of failing to invest. According to this inflation calculator for US, you would

? The future value of money is discounted by inflation and the opportunity cost of failing to invest. According to this inflation calculator for US, you would lose about $1000 just from inflation if you deferred your bonus for the five years from 2005 to 2010. "What cost $10000 in 2005 would cost $11067.95 in 2010." http://www.westegg.com/inflation/ http://www.westegg.com/inflation/