There's a couple of outcomes I can see: 1. We just aren't the right banking service for you. 2. We find out that a lot of people are interested in rewards prog

There's a couple of outcomes I can see: 1. We just aren't the right banking service for you. 2. We find out that a lot of people are interested in rewards programs, and we come up with a really compelling one. We've addressed that briefly in our FAQ, FWIW. Either way, thanks for your feedback.