Investments were this way in the 1800s and early 1900s. A lot of protections have been put into place since then. There's a reason we prosecute Ponzi schemes,

Investments were this way in the 1800s and early 1900s. A lot of protections have been put into place since then. There's a reason we prosecute Ponzi schemes, offer FDIC and SIPC insurance, stress test banks, etc.