I guess it comes down to the tradeoffs you're willing to accept for privacy. I personally find it quite sketchy that Plaid takes your username and password to y

I guess it comes down to the tradeoffs you're willing to accept for privacy. I personally find it quite sketchy that Plaid takes your username and password to your literal money and then does some opaque screen-scraping just to grab your transactions. I also spent a lot of time working with their API and it did not inspire confidence.