This is not accurate. I had a Nexus S 4G which debut in 2010. It had Google Wallet tap to pay (NFC). I don't exactly know when Google started offering NFC-based

This is not accurate. I had a Nexus S 4G which debut in 2010. It had Google Wallet tap to pay (NFC). I don't exactly know when Google started offering NFC-based payments nor do I remember exactly what it was named as they keep disastrously rebranding their products, however it did come well before Apple Pay which launched in 2014. As per who popularized tap-to-pay in the U.S., there's no question that Apple wins. https://en.wikipedia.org/wiki/Nexus_S https://en.wikipedia.org/wiki/Nexus_S https://www.youtube.com/watch?v=db5zNbD-QYs https://www.youtube.com/watch?v=db5zNbD-QYs