From story: - Lease a 4 bed apartment, get better rates by paying full year of rent in advance (not easy for most people). - Sublet the 3 remaining rooms at n

From story: - Lease a 4 bed apartment, get better rates by paying full year of rent in advance (not easy for most people). - Sublet the 3 remaining rooms at near market rate. - Accept the risk of default and/or not finding tenants. What you really get for 350$ is a single room in a big apartment. Still a good deal, but there are substantial risks and lots of upfront investment. Like picking up nickels in front of a bulldozer, it'll work out for the better... most of the time.