This is such a simple problem. I really can’t believe it. Just give people strong passwords, strong backup passwords and maintain identity verification stations

This is such a simple problem. I really can’t believe it. Just give people strong passwords, strong backup passwords and maintain identity verification stations at post offices. If both your password and backup password are compromised, or to settle an identity dispute, just go to the post office and produce irrefutable evidence including biometrics. But if you just remember your password this should almost never be necessary. Am I crazy?