> How is the bank or Upwork the bad guy here when it is Robin who doesn't want to pay? Upwork takes: * 3% fee on each payment on the client side; * 20% fee of

> How is the bank or Upwork the bad guy here when it is Robin who doesn't want to pay? Upwork takes: * 3% fee on each payment on the client side; * 20% fee of first $500 earnings with the client; * 10% fee of $500-$10k earnings with the client; * 5% fee of earnings over $10k with the client. So in this case Upwork took at least 8% of this $12.5k or 1000 USD but I think they took even more. If they don't take risks of fraudulent payments then why do they continue to take a cut in each time?