As someone from India, "tor-toys" is what you would hear from most Indians. For most words of the kind, in india they would be pronounced in exactly the way tha

As someone from India, "tor-toys" is what you would hear from most Indians. For most words of the kind, in india they would be pronounced in exactly the way that would make you remember the spelling of the word (since you are graded on that). I would bet that's the case with most non native speakers.