This is very well written and makes a lot of sense. I am certain that a vast amount of the population has wondered why no action has been taken against anyone

This is very well written and makes a lot of sense. I am certain that a vast amount of the population has wondered why no action has been taken against anyone in regards to the financial collapse. Interestingly, we are only now seeing the government looking into matters involving S&P after the S&P lowered the credit rating.