You and your PhD wife do not sound average, which serves my point that buying a house is a gamble on future earnings. You both are investing in yourselves, impr

You and your PhD wife do not sound average, which serves my point that buying a house is a gamble on future earnings. You both are investing in yourselves, improving your assets and generating wealth. The average American watches 4 hours of television a day, he isn't prudent. > Maybe most people shouldn't live paycheck to paycheck. Strike "maybe most" and I agree with you.