> Go look for the words cryptocurrency or blockchain in it. Look at the BIS's annual economic report for this year [0]. They are absolutely talking about retai

> Go look for the words cryptocurrency or blockchain in it. Look at the BIS's annual economic report for this year [0]. They are absolutely talking about retail tokens based on a distributed ledger as one of two retail options, the other being as you describe. [0] https://www.bis.org/publ/arpdf/ar2021e3.htm https://www.bis.org/publ/arpdf/ar2021e3.htm