The idea "everyone should be their own bank" is a great idea, and most should endeavor to do that, but it fails often for a variety of legal and regulatory reas

The idea "everyone should be their own bank" is a great idea, and most should endeavor to do that, but it fails often for a variety of legal and regulatory reasons. Suppose you are a company, with a myriad of shareholders, do you: (a) Setup a crypto wallet and give Frank and Bill the keys, or (b) Outsource to reputable 3rd party. I can tell you which your shareholders would prefer.