The points won't be anonymous. You need to supply bank information. Sure, someone could fake that, but there are plenty of routes to go if you are going to fake

The points won't be anonymous. You need to supply bank information. Sure, someone could fake that, but there are plenty of routes to go if you are going to fake information. It isn't like this route gives you one of those debit Visa cards or mails an address cash. Have you heard of rampant money laundering in eBay? The only fraud they would have to deal with is the same fraud they have to deal with when they sell stuff in their online store.