For greater capital efficiency. I explained it here: https://news.ycombinator.com/item?id=27845492 https://news.ycombinator.com/item?id=27845492 And I'm not i

For greater capital efficiency. I explained it here: https://news.ycombinator.com/item?id=27845492 https://news.ycombinator.com/item?id=27845492 And I'm not increasing my overall debt position on my personal balance sheet. Rather, I shifted the debt from student loans at ~5.5% to a DeFi protocol where the borrow rate is effectively negative.