Why does it end with the retail investor as a loser. For example the neighbors whose homes are being bought probably make good money. And if you are convinced

Why does it end with the retail investor as a loser. For example the neighbors whose homes are being bought probably make good money. And if you are convinced it is a bad time for retail investors, don't invest. What alternative do you propose? Government regulations on what everybody is allowed to own? Granted, they could stop printing money.