You're only liable for the first $50, but most banks won't even make you pay that. Once you report a fraudulent transaction, they will typically reimburse you w

You're only liable for the first $50, but most banks won't even make you pay that. Once you report a fraudulent transaction, they will typically reimburse you within 24 hours but some banks take longer. I never really looked into whether there's any obligation to notify me, because I'm not responsible for any fraudulent transactions anyways.