No, I don't use Magisk because my phone isn't rooted. Google Pay won't work even if SafetyNet passes because it depends on Google Play Services APIs that aren'

No, I don't use Magisk because my phone isn't rooted. Google Pay won't work even if SafetyNet passes because it depends on Google Play Services APIs that aren't implemented as part opf MicroG. I haven't had any issues with any of my banking apps despite SafetyNet failing. They don't like root but they don't seem to care about SafetyNet.