> Most people are 100% exposed to their job and perhaps their home, and I think it would be good if they would also invest small amounts long-term in businesses

> Most people are 100% exposed to their job and perhaps their home, and I think it would be good if they would also invest small amounts long-term in businesses directly (rather than indirectly via bank savings). $VT/$VTWAX let them invest in 8800+ different companies across the globe.