I've been struggling with this, even though I've been following all the guidelines. I'm ~30 years old, which puts me at a ~.2% (?) chance of dying if I get it.

I've been struggling with this, even though I've been following all the guidelines. I'm ~30 years old, which puts me at a ~.2% (?) chance of dying if I get it. On the other hand, I've spent 1% of my remaining life under lockdown so far, and expect to spend an approximately equal amount before a vaccine. At what point is it not worth it? I've thought a little about this in terms Quality-Adjusted-Life-Years, let's say "Covid lockdown" gives a discount factor of half (maybe should be less, but been feeling kind of shitty recently). In these terms, I've already spent 2.5X more QALY from lockdown than the Micromorts I'd get from Covid and expect to spend another 2.5X more before this is all over. Other factors are A) I’m in a pod with older family members, so I'd have to exit the pod. B) If I got sloppier, I’d increase the chance that somebody else got it, which feels like a dick move. C) The long term health effects are not known, and even if I live it could fuck me up for life (this could be worked into the QALY). How are other people dealing with this?