You can still make contributions to a Traditional IRA [0], you just won't be able to make deductions above a certain income if your employer offers a retirement

You can still make contributions to a Traditional IRA [0], you just won't be able to make deductions above a certain income if your employer offers a retirement plan [1]. [0] https://www.fidelity.com/retirement-ira/contribution-limits-deadlines https://www.fidelity.com/retirement-ira/contribution-limits-... [1] https://www.irs.gov/retirement-plans/ira-deduction-limits https://www.irs.gov/retirement-plans/ira-deduction-limits