Everyone in Europe uses debit cards. You don't have debit cards in the US? It's a plastic card, it is issued by your bank, it's still using the visa/mastercard

Everyone in Europe uses debit cards. You don't have debit cards in the US? It's a plastic card, it is issued by your bank, it's still using the visa/mastercard network, but instead of credit, it is tied to actual funds in your bank account.