> We are just properly leveraged and operating with an acceptable amount of risk. I think that's OP's point. Every word in this sentence is subjective. Throwi

> We are just properly leveraged and operating with an acceptable amount of risk. I think that's OP's point. Every word in this sentence is subjective. Throwing around concepts like leverage debt and risk exposure is a way only a mid/well-off person would frame the discussion. For the other 80% of the US, this statement is madness.