> my advice for anyone who thinks a call is suspect, is to call the talking clock (123 in the UK). [...] But if you call 123, and reach your bank, you know sum

> my advice for anyone who thinks a call is suspect, is to call the talking clock (123 in the UK). [...] But if you call 123, and reach your bank, you know summat's up. No no no no no. Hang up and use another phone. End of. Any advice that you call another number first or whatnot is bad advice. If such advice got widespread, what would scammers do? Obviously, they would have a DTMF decoder on the other end and they would patch the call through to the number you called. These are sophisticated people who send fake security officers to people's houses to "pick up the compromised card". Call forwarding is trivial.